Bank financials API

PRAAMS Bank Financials API is a unique tool to get the financial statements, including income statement and balance sheet, on all global banks in a proper format suitable for correct bank analysis. The financials reflect the business specifics of the banks following a unique methodology and sourced directly from the reported statements. The methodology was created and validated by the financial analysts, CFA charterholders, with 20+ years of experience in bank analysis.

Which banks are supported? All regional and global banks and banking financial institutions, including banking conglomerates from North America, Europe, UK, and Asia.

Key metrics on quarterly and annual basis:

• Core revenue,
• Net interest income,
• Net fee & commission income,
• RIBPT (Recurring income before provisioning and taxes),
• Non-recurring income,
• IBPT (Income before provisioning and taxes),
• Provisioning.
• Cash & equivalents,
• Deposits with banks,
• Securities REPO (assets and liabilities),
• Investment portfolio,
• Loans (net and gross with provisions),
• Debt,
• Interest-earning assets,
• Interest-bearing liabilities.

This presentation of the financial statements allows for correct analysis of any bank, unlike standard financials provided in a corporate format.