Cornerstone Community Bancorp operates as the bank holding company for Cornerstone Community Bank that provides commercial, industrial, agricultural and personal credit, and other banking services in Tehama and Shasta counties, and the surrounding areas in California. The company offers personal banking products comprising personal checking and savings accounts that include standard and gold savings, money market, health savings, individual retirement accounts, and certificates of deposit; debit and persona credit cards; and personal loans, such as personal secured and unsecured term loans, savings and CD secured loans, personal lines of credit, auto loans, home equity lines of credit, and residential construction loans. It provides business banking products, including business checking and savings accounts, money market accounts, and certificates of deposit; business debit and credit cards; business loans, such as business term, equipment, commercial real estate, commercial construction, small business administration loans; business line of credit and letter of credit; and business services comprising online banking and bill payment, automated sweeps, positive pay, remote deposit capture, ACH origination, messenger, and merchant card services. In addition, the company offers account services, such as digital banking, mobile payments, and e-statements; telephone banking, notary, automated teller machines, safe deposit boxes, wire transfer, night depository services, and send money services through the Zelle mobile application; and offers agricultural loans. Cornerstone Community Bancorp was incorporated in 2014 and is headquartered in Red Bluff, California.
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